Our Solutions

Insurance & Financial Solutions

Modern life insurance, retirement planning (403b/457b), Living Benefits education, policy reviews, and long‑term financial strategies designed to support your family today and tomorrow.

Modern Life Insurance

Protect your loved ones with life insurance that offers living benefits, final expense coverage, and flexible solutions for pre-existing health conditions. Get coverage for funeral costs, income replacement, and more.

Retirement Solutions

Secure your future with our retirement planning solutions. We help you create a robust plan tailored to your retirement goals, ensuring a comfortable and financially stable future.

Financial Needs Analysis

Get a clear picture of your financial situation and goals. We'll identify gaps and opportunities, prioritize objectives, and create a customized plan for financial stability.

Education Solutions

Invest in your children's future with our education solutions. We'll help you explore options to 529 plans, develop a savings strategy, and maximize tax-advantaged plans.

Retirement Planning for Educators 403(b), 457(b), pension education, and retirement income gap planning.

 

Policy Review Solutions

Get peace of mind knowing your insurance policies are working for you. Our expert review will help reduce stress, and  ensure you're adequately protected.

Virtual Tax Preparation Solutions

R&A Total Financial Solutions LLC has partnered with One Stop Taxes to offer secure, convenient, nationwide tax filing with personalized support — all from the comfort of your home.